For Banks
Turn merchant-services declines into a new fee-income stream.
Banks decline merchant applications every day for risk, size, or vertical reasons. ReboundX converts those declines into recurring referral income — without changing your credit policy.
The problem
Sound familiar?
Merchant services aren't your core
Business customers ask for payment acceptance, but sponsoring or servicing merchants directly is outside your risk and operational appetite.
Declines damage deposit relationships
A business customer declined for merchant services often moves their entire banking relationship to an institution that can say yes.
Fee income is hard to grow
Net interest margin pressure makes new, low-risk non-interest income streams strategically valuable — and rare.
With ReboundX
What the exchange does for Banks
New non-interest income
Earn recurring residuals when merchants you refer convert with a provider in the ReboundX network.
Defend deposit relationships
Give business customers a path to acceptance instead of a decline letter — and keep their operating accounts.
Zero balance-sheet risk
You never underwrite or sponsor the merchant. The network's providers do — you simply route and earn.
FAQ
Questions Banks ask.
A bank can route declined merchant-services applicants into ReboundX and earn recurring residuals when they convert with a network provider. This creates a non-interest income opportunity without changing the bank's credit policy.
Apply to Join
Join the ReboundX network
This short application helps us understand how you work with merchants today and whether the exchange is a fit. No sensitive financial information required.